By Ekerete Ola Gam-Ikon
Happy New Year, Dear Stakeholder!
We have arrived 2024, not by accident, because it had been set before us. We knew it was there though we’re yet to see the inside. We believe it will be in our favour.
When you have insurance, you believe that when something unexpected happens, you’ll be compensated. This is because you were told and sold the contract and you agreed.
Without insurance, you are exposed to what we will call “Accidental Compensation” when that unexpected event occurs.
Be advised thus:
ADVICE 1: Insurance is a Deliberate Compensation. When insurance salespersons try to convince us to buy, they often close by assuring us that, in the event of claims, their companies will pay promptly. Hold them accountable!
ADVICE 2: Insurance enables Safer and Better Living. Though insurance serves as a solution when accidents occur, nothing happens by accident in an insurance company when it comes to compensating us.
They anticipated it by having reinsurance arrangements, claims reserves and procedures.
Be prepared too when making claims so your insurers will not deny or delay your claims.
ADVICE 3: Look forward to assured compensation from your contract, not accidental compensation from friends and family.
In our environment, if you get from both sides – your insurers then friends and family, no problem. Just be transparent enough to let us know.
Insurance Contracts have become more reliable in recent years, in terms of compensation when the unexpected happens, even more than reliefs announced by governments or accidental compensation from friends and family.
Sustainability is our new focus! Can anything be done again and again and into the future? Yes!
Let’s make insurance work for us in Nigeria as a sustainability tool.
Assuredly Yours,
Ekerete Ola Gam-Ikon
NCRIB NAC 2023 Award Winner
+234-802-585-0344
olagamola@gmail.com
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